They say buying a house, or even moving house, is one of the most stressful things you can do in a lifetime. When self employed, that stress feels even heavier with the worry of what rates or lending offers you will receive.
At Integro Accounting we’ve partnered with Hudson-Rose. One of the best mortgage advisors for the independent professional in the market. To find out why we recommend their services, have a read below.
Who are Hudson Rose?
Hudson Rose is a whole of market mortgage and insurance adviser that has worked extensively with self-employed clients.
Our advisers have helped hundreds of self-employed people with their remortgage, home purchase and buy to let needs, be they first time buyers, existing homeowners or experienced professional landlords.
Whilst we may not look like your normal mortgage adviser, customer service is reflected by over 250 5-star reviews across Google and Trust Pilot.
More options for the Self-Employed
Want to use your net profit entitlement as a limited company director, rather than your drawings? We can help.
Only have one year of accounts? Leave it with us.
Recently joined an established partnership but not yet completed a full year? No problem.
Do you earn from multiple businesses with complex income streams? You guessed it, we can help.
Limited company directors, sole traders, partnerships and LLPs are our business and we have access to decision-makers in underwriting departments as well as business development teams with our lenders.
We work with your accountant, not against them
We love working with your accountant. Rather than asking you for all the various bits of information about your business, we are happy to chat directly with your other professional parties to give you more time to do the thing that you do.
The best way to think of our proposition is 50% financial advice, 50% customer service. Lean on us to make it easier for you.
We are working in the lending markets every day and are regularly discussing everything from offer strategy to home buying process with our clients.
Contractors
If you are a contractor working through your own limited company or under an umbrella structure, then reach out and say ‘hi’. Contractors make up a large number of the self-employed clients and come to us from all sectors including engineering, security, IT, project management and HR.
There are many ways we can approach the application for a day rate contractor and can look to use the gross contract value to verify your income.
However, this might not be appropriate, and your aims might be able to be met using a more traditional underwriting approach. By looking at ALL the angles, we will ensure you get the best mortgage at the right cost.
Not all suits and ties!
At Hudson Rose, we like to go against the grain. Sure, we use fancy systems and tech to make the experience as pain-free as possible (no long interviews here), but we also strive to speak to our clients as people.
We don’t do grey suits, corporate marketing or finance schmooze. We want to get to know you and for you to know us. We are dealing with big numbers and a serious transaction, so we think keeping things relaxed is key. Who needs the stress and hassle of dealing with someone they don’t get along with?
How to get in touch?
We are thrilled to be working with Integro, providing top-quality mortgage and insurance advice to their clients. If you want to buy a property, remortgage your home or invest in buy-to-let, reach out and say ‘hi’.
There are a number of ways to get in touch. Simply email our dedicated email address along with your name, contact details and a brief overview of your needs to integro@hudson-rose.co.uk. You can call us on 0330 122 9920 or click on one of the buttons below to request a call back or book a chat with a member of the Hudson Rose team.